JMS Cooperative Credit Systems  will also finance medical procedures by dermatoligists, podiatrists, opthalmologists and other medical specialists.

Provide the Best Treatment - put the focus on the medical procedure, not on the cost

A Market Differentiator - introduce financing early in the process prior to or at the time of treatment as a way to attract patients and provide medical services they need

Strengthen Relationships - help your patients get the procedures they need, return for additional procedures, and increase loyalty

	Fast and easy online application process
	Instant decisions within seconds for well-qualified applicants
	No liability for your hospital/practice - zero risk
	Large credit spectrum of patient approvals - prime, near-prime and sub-prime
	Single platform to apply, get status updates and run detailed reports
	Excellent staff training and ongoing support

Patient Benefits

	$1,000 to $30,000 financing amount
	12 to 60 month repayment terms
	Fixed interest rates as low as 8.99%
	Instant credit decisions for well-qualified applicants
	No cosigner or guarantor fees
	3- to 24-month "same as cash", zero-interest promotion options

Solutions for Long Term Treatments

For procedure(s) that require multiple treatments/visits over an extended period of time (for example, two months or longer), Approval Warehouse offers a revolving line of credit for the patient; at each visit the patient will debit his/her credit account for the cost of the services provided at that time.

This option brings the following benefits:

• The patient financing balance is only for the services provided. When the patient incurs additional procedures/services, their balance and payments are adjusted accordingly.
  
  
• The hospital/facility/practice receives payment at the time the patient’s account is debited without waiting for the completion of services.