Customer Financing

Cooperative Credit Systems offers customer financing options to help you take advantage of your otherwise untapped business potential. By handling a full range of consumer credit risks and offering custom tailored rate plans for a wide spectrum of industries.

Whether you are providing your customers with a delivered product or a future service, we can help you reach your revenue goals. Cooperative Credit Systems online merchant center includes easy-to-use application and fast credit decisioning modules which require less work on your part. No hand-written forms, no faxing, no waiting to receive the decision. Get your customers approved within minutes in most cases and close your sale right on the spot.

Browsers into Buyers

Turn browsers into buyers by offering an installment payment plan. Affordable monthly payment options combined with our interest-free term promotions will not only help to increase the first purchase amount but will bring the customers back for repeat purchases. Approval Warehouse installment financing solutions are designed to drive more traffic to your business, improve sales and build customer loyalty.

Prompt Credit Decisions with Maximized Financing Limits

We use a proprietary scoring model that enables us to provide rapid credit decisions and maximized credit limits within responsible lending guidelines, allowing your customers the freedom to shop for larger ticket items and return for repeat purchases.

Internet Applications

When our Internet application link is added to your website, your customers can apply online and have the opportunity to walk into your location already pre-approved for financing and ready to shop!

Quick and Easy Electronic Application Processing
Using our enhanced online platform, you can save time during the application process and get credit decisions within seconds for well-qualified customers. Plus, we will manually underwrite the applicants with credit challenges to maximize the approvals for near-prime and sub-prime borrowers.